Your Local Michigan Mortgage Specialists

COVID-19 Impact on Your Home Purchase

We are a few months into the COVID-19 breakout and are all adjusting to a new “normal”.   Through this pandemic the Real Estate industry has continued to push forward; not experiencing a normal volume for the spring market, but none the less open for business.   The Mortgage Industry has had many changes to product availability, interest rates and overall processes.

As restrictions lift, there is a pent-up demand that has been created, bringing an even larger group of consumers into the Real Estate market at once.

What does all this mean for you?

  1. You can purchase a home during COVID-19!
  2. You must have a pre-approval that has been done within the last 60 days.  Pre-approvals that where done prior to the pandemic are no longer valid due to the many changes that the market has seen.  Pre-approvals are required for private home showings.
  3. The market is VERY competitive.  The spring and summer markets have been combined, so you need every advantage you can get.  We are seeing homes that have 15 or more offers within just a few days and many offers are over the list price.
  4. The home buying team you have behind you is more important than ever.  They can be one of your strongest advantages to get your offer accepted when competing for a home.
  5. The overall all process may take a bit longer.



Advantages You Need to Know About:

  • Your #1 Advantage is going to be Knowledge & a Strategic, Mindful, Authentic, Results-oriented, and Timely Closed Mortgage! (S.M.A.R.T. Mortgage)
  • Did you know it is possible be approved for more then one type of mortgage product?  There are many mortgage programs and there can be advantages of using different programs for different homes.
  • Down payment assistance is available for those who qualify.
  • You do not need perfect credit
  • Evaluating how a home purchase fits into your long-term financial plan is key.
  • Who you are pre-approved by can make a difference.




Do you want the advantage of a S.M.A.R.T. Mortgage?


Buying a Home During COVID-19

We are living through challenging times that will one day be found in history books throughout the world.  In Michigan, the Stay at Home Order was just lifted on June 1st.  This order caused non-essential workers to be home more then ever before and many are realizing their curr...
Read More

Real Talk on Mortgage Forbearance

These are trying times with many Americans facing illness, mental and emotional fears topped off with financial pressures.  It is important to have a clear understanding about Mortgage Forbearance before making decisions.  Mortgage Forbearance IS NOT Forgiveness The Care Act has...
Read More

What is a S.M.A.R.T. Mortgage Consultation?

At Inlanta Grand Rapids, we think “outside the bank” with our S.M.A.R.T. Mortgage Consultation. S.M.A.R.T. stands for consultations that are: Strategic, Mindful, Authentic, Results-oriented, and Timely. It takes more than great rates to make a great mortgage. It takes ...
Read More

3 Tips for Choosing the Right REALTOR and Best Mortgage Lender

Purchasing a home is one of the largest financial decisions of most people’s lives.  When the right REALTOR and Best Mortgage Lender are chosen the process becomes much smoother and you experience a “dream team”.  This team will be one you can trust with not on...
Read More
Quick Start