Homebuyer Tips

With summer coming to an end, it means “back to school” for millions of college students across the country.

Packing up to move into campus housing is often expensive and not necessarily homey. It also means investing in housing that’s not tax-deductible, nor does it create any long-term equity or income potential.

For parents with college-bound students, or even investors looking for their next property, this is an ample opportunity to purchase a rental property near a college campus.

Buying a property near a college or university is an excellent investment when you consider: Read the rest of this entry »

You are not alone if you have been putting off having your credit reviewed for the purposes of getting a mortgage.  There are so many things that run through people’s heads.  They want to pay off all their debt, close accounts, try to quickly build credit and their intentions are in the right place, BUT it can all backfire.  Credit is complex and everyone’s situation is completely different.

If you are even starting to think about purchasing a home, having your credit reviewed by a professional is absolutely the first step in the process.  A mortgage lender can offer you not only a review but also guidance on anything that could improve your unique situation.  Do you have these misconceptions?

• Credit Misconception #1- I Know My Credit Scores
• Credit Misconception #2- My Credit Scores will go Down if my Credit is Pulled
• Credit Misconception #3- I Need to Pay Down/Off My Debts

Read the rest of this entry »